The Company was incorporated as Sanni Collection Private Limited ("SCPL") on June 12, 1991 at Calcutta, West Bengal, India as a private limited company under the Companies Act, 1956. In February 2007, the entire shareholding of SCPL was acquired by certain trustees of T. Muniswamappa Trust ("TMT"), a public charitable trust engaged in the business of providing micro loans in Karnataka. At the time of the acquisition, SCPL also held a certificate of registration as a non-deposit taking NBFC dated March 30, 1998. Subsequently, in October 2007, the microfinance business being operated under TMT (including all associated assets, liabilities, goodwill, receivables, loan assets, intellectual property and the brand name "Grameen Koota") was transferred to SCPL. Subsequent to the acquisition of SCPL and the transfer of the microfinance business of TMT to SCPL, SCPL was rebranded under the "Grameen" name, and pursuant to a resolution of the shareholders of SCPL, its name was changed from SCPL to Grameen Financial Services Private Limited ("GFSPL"). A fresh certificate of incorporation consequent upon change of name was issued to the Company by the Registrar of Companies, West Bengal on March 14, 2008, post which the Reserve Bank of India ("RBI") granted a certificate of registration dated July 28, 2009 reflecting the change of name. Subsequently, the RBI granted a fresh certificate of registration dated February 6, 2012, for registration as an NBFC under Section 45 IA of the Reserve Bank of India Act, 1934.Major events and milestones of the Company1991 - The Company was incorporated as Sanni Collection Private Limited1998- The Company obtained NBFC registration2007- Acquired the microfinance business under the brand name "Grameen Koota" from TMT2008- Launched Mifos software in all branches- Commenced operations in Maharashtra2010- Raised Rs. 576 million through securitisation2011- Commenced integration with Credit Bureau for credit decisions- Commenced multi-product strategy2013- Granted NBFC - MFI license with effect from September 5, 20132014- CAA acquired a majority stake in the Company2015- Commenced operations in Madhya Pradesh and Chhattisgarh- Established seven regional processing centres across the Company's operational geographies- Launched a core banking IT solution - T242016- Introduced business loans facilities as part of the Retail Finance division of the CompanyAwards and Accreditations2015- The Company was awarded the Microfinance India Award - 2015 for Microfinance Organisation of the Year (large) by Access and HSBC- The Company was awarded the Smart Campaign Client Protection Certification by the Smart Campaign2016- The Company was awarded the COCA - 1 (Very High Level of Adherence) awarded by Smera Ratings Limited2017- The Company was awarded the Skoch Award - Resilient India Award 2017 for Sanitation Loan by the Skoch Group- The Company was awarded the "Skoch Order of Merit" for Sanitation Loan by the Skoch Group- The Company was awarded the "Skoch Order of Merit" for Micro-Credit by the Skoch Group- The Company was awarded the ISC - FICCI Sanitation Award - Best Financial Accessibility for Sanitation by the FICCI- The Company was assigned a MFI grading of "mfR1" by CRISIL Limited- The Company was rated as "ICRA A" for Rs. 2,013.07 crores bank limits by ICRA Limited- The Company was rated as "ICRA A" for Rs. 887 crore NCD Programme of the Company by ICRA Limited- The Company was rated as "ICRA A1" for Rs. 220 million crore Subordinated Debt Programme of the Company by ICRA Limited- The Company was rated as "ICRA A1" for Rs. 200 Commercial Programme of the Company by ICRA Limited2018- The Company was rated as "ICRA A" for Rs. 2,013.27 crore credit limits by ICRA Limited- The Company was rated as "ICRA A1 " for Rs. 200 crore Commercial Paper Programme of the Company by ICRA Limited- The Company was rated as "ICRA A" for Rs. 887 crore NCD Programme of the Company by ICRA Limited- The Company was rated as "ICRA A" for Rs. 22 crore Subordinated Debt Programme of the Company by ICRA Limited- ICRA Limited changed the outlook rating from "stable" to "positive" 2017 -Grameen Koota receives the SKOCH Resilient India Award 2017 2018 -CREDITACCESS GRAMEEN LIMITED Acquisition of Madura Micro Finance Limited 2019 -CreditAccess Grameen wins CNBC-AWAAZ CEO Awards 2019 -CreditAccess Grameen Limited, India's leading NBFC-MFI has expanded its footprint in five new states -CreditAccess Grameen adjudged as Winner in the Best NBFC category -CreditAccess Grameen wins Micro Finance Organization of the Year Award 2019 2020 -CreditAccess Grameen wins Silver Stevier Award for excellence in Innovation in Financial Industries -Grameen wins Inclusive Finance Award 2019 -CreditAccess Grameen Maintain `Good' Liquidity Position Amid Lockdown -CreditAccess Grameen hikes stake in Madura Micro Finance 2021 -CreditAccess Grameen wins the Micro Finance Organization of the Year Award 2020. 2022 -CreditAccess Grameen Limited awarded Gold Level in Client Protection Principle Certification. -"CreditAccess Grameen Limited wins "Gold Shield Award for Integrated Reporting" by the by the Institute of Chartered Accountants of India." 2023 -CreditAccess Grameen wins Microfinance Organisation of the Year Award ' 2023". -Scheme of Amalgamation between the Company and Madura Micro Finance Limited. .-The Company has been awarded the prestigious 'Breaking Ground in WASH Financing' award at the 19th Inclusive Finance India Summit held in New Delhi 2024 -Credit Access Grameen Conferred Best Small NBFC 2023 at Mint BFSI Summit & Awards -Recognised with the `ESG Excellence Award in the Mid/Small Category' -Honoured with `Best Core Banking Technology Implementation Award' 2025 - Won India's Most Sustainable Company in the NBFCs, MFIs, and HFCs category - Won the "Asia Pacific Stevie Award 2025" -Won the "THIT-2025 Award" for `Excellence in Rural Healthcare Delivery'