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|
Particulars |
Q3FY26 |
Q3FY25 |
YoY |
Q2FY26 |
QoQ |
|
Net Interest Income |
11,800 |
11,786 |
0.1% |
11,954 |
-1.3% |
|
Other income |
3,600 |
3,400 |
5.9% |
3,515 |
2.4% |
|
Net Income |
15,401 |
15,186 |
1.4% |
15,469 |
-0.4% |
|
Opex |
8,024 |
7,522 |
6.7% |
7,893 |
1.7% |
|
Operating Profit |
7,377 |
7,664 |
-3.7% |
7,576 |
-2.6% |
|
Provisions |
799 |
1,082 |
-26.2% |
1,232 |
-35.2% |
|
PAT |
5,055 |
4,837 |
4.5% |
4,809 |
5.1% |
|
|
|||||
|
Advances |
13,25,074 |
11,51,316 |
15.1% |
12,58,337 |
5.3% |
|
Deposits |
15,46,749 |
14,02,911 |
10.3% |
15,00,011 |
3.1% |
|
|
|||||
|
NIMs % |
2.79 |
3.04 |
-25 bps |
2.96 |
-17 bps |
|
GNPA % |
2.04 |
2.43 |
-39 bps |
2.16 |
-12 bps |
|
NNPA % |
0.57 |
0.59 |
-2 bps |
0.57 |
0 bps |
|
PCR % |
72.2 |
76.0 |
-382 bps |
74.1 |
-192 bps |
Actual versus estimates
|
Particulars |
Q3FY26 |
Q3FY26E |
Var |
|
Net Interest Income |
11,800 |
12,083 |
-2% |
|
Operating Profit |
7,377 |
7,818 |
-5.6% |
|
PAT |
5,055 |
4,897 |
3.2% |
Q3 earnings for the Quarter ended December 31, 2025
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