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|
Particulars |
Q3FY26 |
Q3FY25 |
YoY |
Q2FY26 |
QoQ |
|
Net Interest Income |
14,287 |
13,606 |
5.0% |
13,744 |
3.9% |
|
Other income |
6,226 |
5,972 |
4.2% |
6,625 |
-6.0% |
|
Net Income |
20,512 |
19,578 |
4.8% |
20,369 |
0.7% |
|
Opex |
9,637 |
9,044 |
6.5% |
9,957 |
-3.2% |
|
Operating Profit |
10,876 |
10,534 |
3.2% |
10,412 |
4.4% |
|
Provisions |
2,246 |
2,156 |
4.2% |
3,547 |
-36.7% |
|
PAT |
6,490 |
6,304 |
2.9% |
5,090 |
27.5% |
|
|
|||||
|
Advances |
11,59,052 |
10,14,564 |
14.2% |
11,16,703 |
3.8% |
|
Deposits |
12,60,786 |
10,95,883 |
15.0% |
12,03,487 |
4.8% |
|
|
|||||
|
NIMs % |
3.64 |
3.93 |
-29 bps |
3.73 |
-9 bps |
|
GNPA % |
1.40 |
1.46 |
-6 bps |
1.46 |
-6 bps |
|
NNPA % |
0.42 |
0.35 |
7 bps |
0.44 |
-2 bps |
|
PCR % |
70.0 |
76.2 |
-621 bps |
70.5 |
-48 bps |
Actual versus estimates
|
Particulars |
Q3FY26 |
Q3FY26E |
Var |
|
Net Interest Income |
14,287 |
14,081 |
1.5% |
|
Operating Profit |
10,876 |
10,732 |
1.3% |
|
PAT |
6,490 |
6,130 |
5.9% |
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