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Bank of India Q4FY26

11 May 2026, 11:52AM

Bank of India (BoI) reported a strong Q4 FY26 performance with net profit rising nearly 14.8% year-on-year (YoY) to ₹3,016 crore.
Net Interest Income (NII) increased by 11.01% YoY to ₹6,730 crore on the bank of stable NIMs, while Core operating profit jumped over 20% YoY
Asset Quality improved as Gross NPA (GNPA) declined to 1.98% from 2.26% in Q3 FY26 while Net NPA (NNPA)declined to 0.56% from 0.60% in Q3 FY26.
Bank of India reported strong loan growth for Q4 FY26, with gross global advances increasing by 15.69% year-on-year (YoY) to reach ₹7.70 lakh crore. This performance was largely driven by robust demand in the Retail, Agriculture, and MSME (RAM) segments
The board recommended a dividend of ₹4.65 per equity share.

Particulars	Q4FY26	Q4FY25	YoY	Q3FY26	QoQ
Net Interest Income	6,730	6,063	11.0%	6,461	4.2%
Other income	3,210	3,428	-6.4%	2,279	40.8%
Net Income	9,940	9,490	4.7%	8,740	13.7%
Opex	4,914	4,605	6.7%	4,547	8.1%
Operating Profit	5,026	4,885	2.9%	4,193	19.9%
Provisions	990	1,338	-26.0%	576	71.8%
PAT	3,016	2,626	14.8%	2,705	11.5%

Advances	7,60,335	6,49,657	17.0%	7,27,959	4.4%
Deposits	9,27,271	8,16,541	13.6%	8,87,287	4.5%

NIMs %	2.58	2.61	-3 bps	2.57	1 bps
GNPA %	1.98	3.27	-129 bps	2.26	-28 bps
NNPA %	0.56	0.82	-26 bps	0.60	-4 bps
PCR %	72.2	75.4	-313 bps	73.9	-169 bps