Key Benefits

01

High Insurance cover at economical price

02

Option to Exit early via Special Exit Benefit 

03

Instant Payout on claim intimation of ₹ 2 Lakh 

04

Flexible Policy Terms & Premium Payment Terms to suite your protection needs 

05

Enhanced Protection with Accidental Death, Critical Illness plus and Permanent disability Riders 

06

Longer Life Coverage up to age 85 years

07

Inbuilt Health and Wellbeing Benefits 

Parameters

Eligibility

Minimum Entry Age

18 years

Maximum Entry Age

65 years / 50 years – for pay till 60 years

Minimum Age at

Maturity

23 years

Maximum Age at

Maturity

85 years

 

Minimum Sum Assured

2 cr

Maximum Sum

Assured

Maximum–No limit, subject to Underwriting Policy

Premium Payment

Term (PPT) and Policy

Term (PT)

Premium Paying Term

Policy Term

Regular Payment Option: Same as Policy Term

Minimum: 5 Years

Maximum:

Highest of 40 Years or

65 Years less Age at Entry or

70 Years less Age at Entry or

75 Years less Age at Entry or

85 Years less Age at Entry

Single Premium (One Time Payment)

Limited Payment Option: 5,7,10,15, Pay till 60 Years (Minimum Premium Payment Term of 10 Years)

10 years for 5 Pay

12 years for 7 pay

15 years for 10 pay

20 years for 15 pay

15 years for pay till 60 years

 

Premium Payment Option

Regular, Limited and Single Pay

Premium Payment Mode

Single, Yearly, Half-Yearly, Quarterly and Monthly

All the references to age are Age as on last birthday.

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Insurance is a subject matter of solicitation. Sharekhan Ltd. acts solely as a distributor of Life Insurance and does not underwrite risks or process claims. For detailed Insurance Disclaimer and other details, click here.

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